Historical clue formulations

• How the U.S. has existed since its inception — 2025-06-15
• Taking too much credit, say — 2024-01-26
• Like mortgagors — 2021-09-23
• Seeing red? — 2020-08-30
• Behind financially — 2020-07-28
• Charging too much, say — 2019-09-07
• Having obligations — 2019-06-12
• Underwater — 2019-02-10
• Under water — 2016-08-12
• Owing (to) — 2016-07-12
• Behind on payments — 2011-10-06
• Behind, so to speak — 2005-01-06
• Living on plastic, e.g. — 2001-03-30
• Behind on bills — 1995-11-19
• Owing — 1995-10-06