Historical clue formulations

• Isn't settled up — 2026-08-05
• Is underwater — 2026-07-09
• Is behind — 2025-10-28
• Has an unsettled Venmo request, say — 2025-09-05
• Hasn't settled up — 2025-08-16
• Has a tab open, say — 2025-05-18
• Sees red? — 2024-09-25
• Doesn't have enough — 2024-04-17
• Has balance issues — 2023-12-29
• Is in the hole — 2023-12-25
• Is indebted to — 2023-07-26
• Is short — 2023-02-03
• Has a student loan, say — 2023-01-25
• Takes credit, in a way — 2022-12-24
• Is short — 2022-07-15
• Has an open tab, say — 2022-05-24
• Is behind financially — 2022-03-28
• Is indebted to — 2021-01-27
• Isn't square — 2020-06-04
• Is shy, in a way — 2020-03-24
• Isn't in the black — 2019-10-06
• Is indebted to — 2019-08-05
• Gets a Venmo request, say — 2019-05-01
• Is indebted to — 2019-02-19
• Has bills — 2018-04-30
• Sees red? — 2018-01-11
• Is beholden to — 2017-08-29
• Is in debt — 2017-05-22
• Has debts — 2017-04-24
• Is in the hole — 2017-04-05
• Has a mortgage, say — 2016-12-29
• Is indebted to — 2016-01-04
• Has debts — 2015-09-07
• Takes credit? — 2015-07-04
• Isn't square, say — 2014-12-28
• Takes credit? — 2014-01-24
• Has debts — 2013-07-16
• Has a negative net worth — 2013-02-19
• Is in the hole — 2012-03-14
• Has a tab — 2012-02-23
• Is in the red — 2011-06-21
• Gets charged up? — 2011-04-17
• Is light — 2010-03-07
• Is shy, in a way — 2009-08-19
• Has debts — 2009-06-08
• Is in the red — 2009-02-10
• Is shy — 2008-07-06
• Isn't in the clear? — 2008-04-17
• Is in hock — 2008-04-08
• Gets calls from collectors, say — 2007-03-22